Renters Insurance in Dalton, GA

Many renters mistakenly believe their landlord’s insurance covers their belongings. However, the landlord’s policy typically only covers the building, not personal belongings or injuries sustained within it—this is where renters insurance is essential.

ABC Insurance Services in Dalton, GA, is committed to providing objective and beneficial advice about renters insurance. This means we can help you find the insurance program that works best for you.

What Is Renters Insurance And How Does It Work?

Renters insurance is a type of policy that can protect your personal belongings in a rented apartment, condo or home from unexpected events like theft or fire. It may compensate you for lost or damaged possessions and may provide liability coverage if someone is injured on your property.

Generally, this insurance provides the following coverages:

• Personal property coverage—This can cover your belongings, like furniture, electronics and clothing. If these items are damaged or stolen due to covered events (e.g., fire, theft), the insurer may reimburse you up to your policy limits.
• Liability coverage—This may provide liability coverage for injuries in your rental unit or accidental damage to other’s property, covering legal fees, judgments and settlements, up to the policy’s limits. It can also extend liability protections to pets.
• Additional living expenses—If your rental becomes uninhabitable due to a covered event, renters policies can help pay for temporary living costs while you find new housing.

How Does Renters Insurance Work?

You pay regular premiums to maintain your renters policy. Then, if you experience a covered loss in your rental, insurance can help cover the costs. The extent of financial protection your policy may provide depends on chosen coverages and your policy limits.

Where To Get Renters Insurance?

If you’re looking for renters coverage tailored to your needs, ABC Insurance Services has you covered. Since 2005, ABC Insurance Services has been making insurance simple for policyholders. Discover the benefits of insurance coverage and request a free quote today.